Gloucester miscellaneous services other
Write Off Credit Card Debt
Get Out of Debt The Legal Way, Right Now!
If you have any credit card or loan agreements taken out prior to April 6th 2007 there is a high likelihood that they will be unenforceable. Credit Cards or loans taken on prior to that time have been revealed to be unenforceable, even by a Court, as they do not comply with the 2006 amendment to the Consumer Credit Act originally drafted in 1974.
OUR “Detonate” system is unique and should not be confused with:
IVA (Individual Voluntary Arrangement), Bankruptcy, Debt Arbitration, Debt management programs, Installment payments, paying off all or any of the amounts claimed over time, Debt consolidation or taking out further loans.
How It Works
The Consumer Credit Act of 1974 allows borrowers to challenge unfair credit agreements. Credit Agreements up to £25,000 and issued before 6th April 2007 must comply with the terms of the Act. Most UK banks and lenders have not followed their legal obligations under the Act over the years. This means that your credit agreements may be legally unenforceable. Recently, a high percentage of those agreements that have been challenged have been found to be unfair and unenforceable. The result is that you can wipe off (make unenforceable) credit card debt as it cannot be collected.
Our legal team is highly specialised, so your case will be in the hands of true experts, unlike a lot of companies offering similar services which have surfaced recently.
We can also provide written testimonies from previous happy clients.
Detonate can help with any of the following types of credit agreement (not just credit cards):
Credit Card
Unsecured Loans
Store Card
Car Loans/Finance (up to £25,000 each)
Our 10 Part Detonate Service Package contains: -
1.Free initial, confidential talk to review your situation and discussion of a Detonate solution.
2.Free initial audit to examine if it may be appropriate and that that you may qualify.
3.You sign the agreement and pay the fee (only £150 per individual debt) if you decide to proceed
4.We, with your permission, request the necessary information from the lender or creditor (As soon as possible after receiving your agreement and cleared funds)
5.We send you confirmation and our welcome letter and pack.
6.SUPPORT Package Full Package that includes: - Template letters and ‘How to deal with letters’ this includes: -
Creditors, Debt collectors, Telephone calls, Token payments, Doorstep visits, Harassment and Stress and Stress Management
Now includes email support to help answer any of your questions, worries and queries. This is included up to the time the solicitor advises you.
7. We receive the required information from the lender or creditor (this can take up to approximately 44 days)
8.We examine the agreement and information and pass and refer to a specialist solicitor. You can, of course, at this stage choose your own solicitor.
9.The solicitor examines and audits the agreement and studies the information.
10.The solicitor advises you as to the outcome and way forward and if he can challenge the agreement and make a claim approx 14 –21 days. Usually this is by using a ‘conditional fee agreement’ usually known as a ‘No win, No fee’ arrangement. This means that your solicitor does not seek any costs from you if the claim is successful or unsuccessful as these are recovered for Bank or other party.
Quote webdiscount when calling or emailing to receive our special £150 per individual debt. Please email info@detonates.co.uk or call our hotline where a member of staff will be more than willing to help on : 0192575 3513
OUR “Detonate” system is unique and should not be confused with:
IVA (Individual Voluntary Arrangement), Bankruptcy, Debt Arbitration, Debt management programs, Installment payments, paying off all or any of the amounts claimed over time, Debt consolidation or taking out further loans.
Regulated by the Ministry of Justice in respect of regulated claims management activities - Our Ministry of Justice Registration Number: CRM17750
Contact details
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